Terms of Use for Our Loan-Request Website

By using prospifiloans.com or submitting a request, you agree to these terms and to our privacy policy. If you do not agree, please do not use the site.

We may update these terms from time to time. Continued use after a change means you accept the revised terms.

We operate an independent loan-request service. We are not a lender, do not make credit decisions, do not broker loans on your behalf and do not guarantee that any lender will make you an offer. We are not affiliated with Prospifi or prospifi.com.

Lenders and partners that receive your request decide whether to make an offer and on what terms. Any loan agreement is solely between you and the lender. We are not responsible for a lender's decisions, terms, conduct or servicing.

You must be at least 18 years old, or the age of majority in your state, and a resident of the United States to submit a request. The service is not available in every state, and lenders apply their own eligibility criteria.

You agree to provide accurate, current and complete information and to submit requests only for yourself. Submitting false information or someone else's information is prohibited and may be unlawful.

You authorize us, lenders and partners to use and verify the information you provide, including by obtaining credit reports, as described in our privacy policy.

Our guides, examples and calculators are general information, not financial, legal or tax advice. Payment figures are estimates based on the inputs shown, and rate ranges are illustrations. The lender's written disclosure governs any loan.

We work to keep content accurate, but terms in the lending market change and we do not warrant that every figure is current. Verify important details with the lender before you rely on them.

You agree not to misuse the site, including by attempting to gain unauthorized access, interfering with its operation, scraping it at scale, submitting automated requests or using it for any unlawful purpose.

The site's text, design, graphics and code belong to us or our licensors and are protected by law. You may view and print pages for personal, non-commercial use. Other use requires our written permission.

The site is provided as is and as available, without warranties of any kind to the fullest extent permitted by law. We are not liable for indirect, incidental or consequential damages arising from your use of the site or from any loan you obtain through a lender.

Some states do not allow certain limitations, so parts of this section may not apply to you.

The request form and lender pages are operated by third parties. Their own terms and privacy policies apply when you use them, and we are not responsible for their content or practices.

Ohio law governs these terms, without regard to conflict-of-law rules, except where federal law or the law of your state requires otherwise.

Questions about these terms can be sent to [email protected] or to 5903 Hickory Boulevard, Suite 822, Columbus, OH 43215.