Advertiser Disclosure: How Our Service Is Paid

We are paid by lenders and lending partners when we connect them with people who submit a loan request, and in some cases when a loan is funded. Borrowers never pay us any fee.

The payment comes from the lender's marketing budget. It is not added to your loan, and it is not deducted from the money you receive. The APR and fees in your offer are set by the lender alone.

Compensation can influence which lenders and partners receive a request and the order in which they see it. Lenders that pay more may have priority in the matching process, subject to their own lending criteria.

As a result, the lenders reached through our form are not every lender in the market, and the offer you receive may not be the lowest available to you. We encourage every reader to compare at least one other offer, for example from a credit union or bank.

Compensation does not influence the content of our guides, the rate ranges we publish, the example calculations or the lenders described on our comparison page. No lender has paid to appear in or review that content.

The lender comparison describes independent companies that may or may not take part in our form. We do not link to them and receive nothing for including them.

We are not a lender and do not make credit decisions, set terms or service loans. Any loan is a contract between you and the lender.

Approval is not assured. Loan amounts, APRs, fees, terms and funding times vary by lender, by state and by applicant, and loans are not available in every state.

Our service is not affiliated with, endorsed by or operated by Prospifi (prospifi.com). We receive no payment from that company, and no content on our site describes its products or pricing.