Privacy policy

Privacy Policy for Our Loan-Request Service

This policy explains what we collect when you use prospifiloans.com, how it is shared with lenders and partners, and the choices you have.

On this page

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01

Who we are

Our privacy policy covers prospifiloans.com, an independent loan-request service located at 5903 Hickory Boulevard, Suite 822, Columbus, OH 43215. We are not a lender and are not affiliated with Prospifi or prospifi.com.

By using the site or submitting a request, you agree to the practices described here. If you do not agree, please do not submit the form.

02

Information we collect

We collect the information you enter in the request form, technical data from your device and limited data from cookies. Each category is used for the purposes described below.

We do not knowingly collect information from anyone under 18.
CategoryExamplesSource
Identity and contactName, address, email, phone, date of birthYou
FinancialIncome, pay schedule, employer, bank routing and account numbersYou
IdentifiersSocial Security number, driver's license or state ID numberYou
Loan detailsAmount requested, purpose, credit self-assessmentYou
TechnicalIP address, browser, device type, pages visited, referring siteYour device
CookiesSession and analytics cookiesYour device
03

How we use information

We use information to process your loan request, match it with lenders and partners, prevent fraud, operate and improve the site, and meet legal obligations. We do not sell information for purposes unrelated to your loan request.

Specifically, we use it to transmit your request to lenders and lending partners that may offer a loan; to verify identity and detect fraud; to respond to your questions; to analyze how the site is used so we can improve it; and to comply with law and lawful requests.

04

Who receives your information

Your information is shared with lenders, lending partners and networks that may make an offer, and with service providers that help us run the site. Partners that receive your request may share it further within their own networks to find a lender.

Lenders and partners may verify your information with credit bureaus and other data providers. Each recipient handles your data under its own privacy policy, which you should review before accepting an offer. We may also disclose information when required by law, to protect rights and safety, or as part of a business transfer.

06

Cookies and analytics

We use cookies and similar technologies to keep the site working, remember basic preferences and measure traffic. You can block or delete cookies in your browser settings; some features may not work without them.

The request form is provided by a third-party lending network, which may set its own cookies when the form loads. Its use of those cookies is governed by its own policy.

07

How we protect information

We protect information with encrypted connections, access controls and service providers that maintain their own safeguards. No method of transmission or storage is completely secure, so we cannot promise absolute security.

Please protect yourself as well. We will never ask for your online banking password or an upfront payment.

08

How long we keep information

We keep information for as long as needed to process your request, meet legal and regulatory obligations, resolve disputes and prevent fraud, and then delete or de-identify it. Lenders and partners keep information under their own retention schedules.

09

Your choices and rights

You may ask us what personal information we hold about you, ask us to correct or delete it, and opt out of further marketing contact. Residents of some states have additional rights under state privacy laws, including the right to opt out of certain sharing.

To make a request, email [email protected] or write to the address above with the name, email and phone number you used. We will verify the request and respond within the time required by applicable law. We will not discriminate against you for exercising a privacy right. Information already shared with lenders and partners is subject to their policies, so you may need to contact them as well.

10

Children

The site is intended for adults. We do not knowingly collect information from anyone under 18, and we delete such information if we learn it was submitted.

11

Changes to this policy

We may update this policy as our practices or the law change. Material changes will be noted on this page, and the version posted here is always the current one.

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